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What We Do

Services & Fees

Replacement Business

Type

Cost

Pension

£295.00 and £50.00 per additional plan

Pension (with Safeguarded Benefits)

£500.00 and £100.00 per additional plan/tranche individually calculated

First Time Internal Crystallisation – TFC (Capital Needs)

£400.00

First Time Internal Crystallisation – TFC For Income Needs or Income Required Within 5 Years

£475.00

External Pension Transfer with Crystallisation Event – TFC (Capital Needs)

£475.00 and £50.00 per additional plan

External Pension Transfer with Crystallisation Event – TFC For Income Needs or Income Required Within 5 Years

£500.00 and £50.00 per additional plan

Drawdown to Drawdown Transfer – No Income Required

£475.00 and £50.00 per additional plan

Drawdown to Drawdown Transfer – Income Required

£500.00 and £50.00 per additional plan

Internal Drawdown – Further Crystallisation – TFC (Capital Needs)

£200.00

Internal Drawdown – Further Crystallisation – TFC For Income Needs or Income Required Within 5 Years

£250.00

UFPLS

£300.00

Investment (Bonds etc)

£250.00 and £25.00 per additional plan

Equity ISA

£175.00 and £25.00 per additional plan

Cash ISA

£125.00 and £25.00 per additional plan

IHT

£450.00 and £75.00 per additional plan

Long Term Care

£450.00

New Business

Type

Cost

Pension – Lump sum & Regulars (Excluding Carry Forward Calculation)

£125.00 and £25.00 per additional plan

Investment Lump sum & Regulars (Excluding EIS/VCT & IHT)

£125.00 and £25.00 per additional plan

EIS & VCT

£200.00 and £25.00 per additional plan

Discretionary Fund Management

£250.00 and £25.00 per additional plan

Long Term Care/Equity Release

£250.00 and £25.00 per additional plan

IHT/Trust investments

£250.00 and £25.00 per additional plan

Annuities

£250.00

Protection – Personal

£150.00 and £25.00 per additional plan

Protection – Corporate Individual

£150.00 and £25.00 per additional plan

Protection – Corporate Group

£200.00 and £25.00 per additional plan

Servicing Costs & Calculations

Type

Cost

Drawdown Review – No Income

£100.00

Drawdown Review – With Income No Change

£150.00

Fund  Confirmation Letter

£75.00

Standard Review Letter

From £75.00 depending on additional items required

Addendum to Original Suitability Letter

£50.00

Carry Forward Calculation

£75.00

Additional CYC or Initial Check

£75.00

Inheritance Tax Calculation 

£75.00

Other Administration Tasks/Calculations

From £40.00 per hour

Download Our Services & Fees

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We Work For You

Why Choose Us

We are a highly experienced team and are constantly working to improve our skills and processes in order to give our clients the best possible outcomes.

Terms & Conditions

  • The prices quoted do not include gathering of ceding scheme information. Please contact us if you wish to include this service. An additional cost may apply.

  • We can offer bespoke quotes for any services that are not listed here, please contact us for further information.

  • A joint investment is treated as one case. However, a combined letter for spouses with separate investments will be charged at 100% of the highest applicable product fee and 75% thereafter for the spouse. 

  • A combined report will be charged at 100% of the highest applicable product fee and 75% thereafter. 

  • Additional fees may be incurred on the above prices if ceding scheme information falls outside of the 6 months’ timeframe and we need to obtain further information.

  • On occasion the prices may vary, depending on additional requirements for a case. We will liaise directly with you to agree an acceptable fee prior to proceeding.

  • The initial CYC is included within the price for a replacement case. Any additional CYC’s will be charged at the applicable rate.

  • If a case does not proceed due to the CYC exceeding acceptable limits, you will only be charged for the CYC.

  • If a safeguarded benefits case does not proceed after calculations have been completed, then 50% of the cost of the case will be charged. 

  • If advice changes after the initial report has been completed, we reserve the right to charge an additional fee for amendments made.

  • The cost of each additional plan is per individual policy, not per provider. For VCTs, if they offer more than one VCT, then this is charged per VCT not per provider. 

  • We aim to return your case within 5 working days. This may be delayed if information is missing.

  • Any investment cases classed as decumulation, an additional cost will be incurred.

  • Prices do not include VAT.

  • Prices are correct as at January 2024.